Short Sales Owner Information

To the extent that any activities of this office are considered to be Mortgage Assistance Relief Services, this office is in full compliance with the Mortgage Assistance Relief Services Rules. This office may provide mortgage assistance relief services as part of the practice of law; we are licensed to practice law in the states (Florida and New York) where our client or our client’s home is located; and we comply with all relevant state laws and regulations concerning attorney conduct.


There are many reasons that a short sale can fall through for reasons that are out of your control. A big reason is that the buyer does not come through.
If you are contemplating a short sale, there are some things that you should consider. The short sale will appear on your credit report for the next 7-10 years.
To get your lender to approve your short sale, there are a number of documents that your lender is going to want to see from you. It's not enough that you've missed payments,
Far too often, in this market, there comes a time when the balance on your mortgage far exceeds the value of your property. Combine that with a financial hardship, and it may be time to consider a short sale. 

Recent Posts

  • 13-02-2015
    Consumer Financial Protection Bureau Rate Checker
    The CFPB provides an Owning a Home online resource for consumers.  Two weeks ago, the CFPB rolled out the beta version of an interest rate checker.  By inputting their credit…
  • 13-02-2015
    What is a Business Day?
    The Truth in Lending Act contains numerous deadlines, timelines, and other important and sensitive dates to keep track of. 
  • 02-01-2013
    Tax Relief for Short Sales Extended to December 31, 2014
        The deadline for the debt foregiven by your lender to not be considered taxable income has been extended from December 31, 2013 to December 31, 2014.**   Congress as part…
  • 07-12-2012
    Notice of Homestead
    If you have a judgment against you and you’re looking to sell or refinance your home how do you protect your proceeds once you sell the home?  There is a…
  • 07-12-2012
    Florida Land Trusts Protect Owner's Privacy
    Do you want to retain control over your property while maintaining anonymity? Are you familiar with Florida Land Trusts? They allow you to maintain the power of direction over a property,…
  • 23-10-2012
    Declaration of Domicle
    Does a creditor have a judgment against you? How do you keep them from trying to enforce the judgment against the equity in your home?  In Florida, your primary residence…

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